It has been some time since I have created a post on my blog, I have been semi-retired spending my time painting and shooting photography. I decided to sponsor some other artists follow this link here and I have done my job.
photographs for sale
paintings for sale
digital art for sale
drawings for sale
canvas art prints for sale

 epwait artist

Five Websites to Improve Your Financial Wealth.

In 2002 when I got laid off from work I started looking at my financial life and found I was totally lacking a plan.  I did look at the career field I was most interested in and that was the culinary arts, and I went to school. That being said you can't just count on a career to improve your life.  You need to look at what can improve your finances and wealth, so I want to share five companies with you.

The first one is the company I has been utilizing since 2003, Sharebuilder the company is a stock trading company that is set up to help people new to investing in stocks.

The second one is Prosper  I have mentioned a few times in my blog because I really like this peer to peer lending company I have been with since 2006. I love lending money to those who need an unconventional loan. I average a 10% return on my investment.

The last three are relatively new to my wealth and financial future.

LearnVest is an online Financial planning company. Their Mission and a great place to start.

Our mission at LearnVest is to empower people everywhere to take control of their personal finances so that they can afford their dreams.

We believe that financial planning should not be a luxury, which is why we’ve developed an advice-driven program that is personalized to your specific financial goals and situation

Betterment With Betterment you can start an investing simple as 1,2,3.

Our pursuit: to create the perfect investment management service. 

With a decade of experience in finance and a CFA, Betterment CEO Jon sought an investment service that would deliver the best possible results and save him time and money. A service to build wealth, yes, but more importantly give him the peace of mind and the time to pursue his career and enjoy other things in life.But every product he found was time-consuming and thoughtless. Whatever technical innovation he found seemed to benefit traders, but left his professional peers and sophisticated investors no better off than they were two decades ago. 

Jon saw an opportunity to make investment management better through the thoughtful application of technology, which could optimize any portfolio, whether $10,000 or $10 million. He assembled an expert team of engineers, quants, and designers, and together they re-imagined what an investing product should be: efficient, accessible, and delightful. 

At Betterment, we are creating a world where investing better is accessible to everyone. We have built a financial utility that provides the obvious, smart answer to "What should I do with my money?"

Investopedia Breaks down investing and stocks to a simple and easy way to understand for beginners to experts. 

Investopedia sources articles from nearly 200 writers located around the world with expertise ranging from active trading to frugal living and everything in between. Check out the list of our contributors, visit their bios and see what your favourite writers have been working on lately by choosing a name from the writer directory.
We publish new content each and every day, and we like to get it from the source. 

That’s why we’ve hired hundreds of freelancers with diverse backgrounds and experience. Whether they’re frugal consumers with loads of unique tips, financial professionals who want to spill the beans about how to succeed on Wall Street, or experienced day traders with an eye for all things technical, our readers want to hear the real-life experts’ side of the story.

ScamAdviser.com Check out That Site!

Today I was looking for place that vet out scams via the internet and found a very promising site called ScamAdviser.com. With all the scams and phishing schemes out there I figured this could be a great site to start research on any online business companies or marketing companies. I tested two different companies I am familiar with and liked the results and agreed with. The first site is a company I subscribe to called PENNY PICK FINDERS (This is a sponsor I use also and I am pleased with) ScamAdviser.com gave the site a 90% and it's history review pic.

The next company I tried was tubecashcode.net now it's a new company and I can't say it's bad since I am recently testing it and running it through it's pace myself. So keep an open mind this company could be a good one. So this is what ScamAdviser.com came up with.

Hope this is helpful.

App Developer Secrets

Todays post is for those who are thinking of getting into app market and being successful. I at one time decided lets make apps for the Iphone, I eventually found that it was amazingly difficult to get up and running.  I have however recently came across a program called App Dev Secrets and decided that this would be beneficial to those people who are looking to become app developers. This course helps to show you how simple it can be. Here is the sponsored link to App Dev Secrets. 

I certainly hope you find that this was useful and that you find success in what ever you do to create your own wealth.  

Music Artist Contest #music

Something new TripleClicks.com will be adding to its website in May. I am very excited about this music center and the focus on new artist around the world.

The first contest entry ends April 1st, 2012 then continues with a new artist featured on the website each month.

I hope to listen to your music soon.

Thank you PriceBenders

Pulled from the SFI Forum and republished here.

Over the last week, I have won 3 auctions. I spent $116 to buy TCredits. I used MRP to purchase a BlueRay DVD player for myself, and also purchased, at auction a BlueRay DVD player for a Christmas present, a Jurrasic Park blueray DVD set and 50 TCredits formyself, and a night vision camcorder for a Birthday gift. In all I spent less than $25 on the auctions and the shipping of the BlueRay player and still have 280 TCredits left. So, for about $80, I received well over $600 worth of merchandise. Thank you PriceBenders Ray

Fetch! Pet care

This company, Fetch!PetCare, provides a new level of service to pet owners who often require pet sitting or pet walking duties. This is a franchise company, listed in the 2008 Inc. 5000, that is within the financial capability of many home-based entrepreneurs; the opportunity is discussed later. The pet industry is number six among the fastest growing in the US, with sales forecast this year at $43.4 billion. The company uses a network of over 3,800 pet sitters. With these numbers they are able to offer on-demand emergency sitters almost anywhere they are needed to provide in-home services if customers want it. The pet business is thriving because, as the CEO of Fetch!PetCare says, "Pets don't know that we are in an economic downturn.” To be approved for a franchise, you must have a strong credit history and a minimum liquid financial net worth of $15,000. Additional required investment varies by what your business strategy is. A possible example is: Initial franchise fee: $12,000 Training, advertising, and equipment: $8,295 to $24,500 Total Investment: $20,295 to $36,500 This is an attractive and inexpensive franchise for these rough times. It requires a low investment, you have a lot of on-call help so you don’t kill yourself trying to take care of your customers, and there is lots of repeat business. In addition to sitting services, there is a store offering pet and people clothes and many other accessories and supplies—another way for you to make money from the same customer base for whom you provide other services. The company provides no financing, but they will help you find sources of money through a list of microloan lenders in your state; you can see this list here.

Gold Coins as a Member Awards Option

You can now find genuine China Panda gold bullion coins in the MRP Store. If you've got enough MRP on account, you can start buying gold today. Plus...keep in mind that for every Pricebenders bid you place, you earn 5 MRP. So every auction bid--even when you don't win the auction--could go toward adding gold to your portfolio! Also don't forget that you can earn 50 MRP every month just for being a WAVE3 member! http://www.tripleclicks.com/9596479

Contest $100 Gift Certificate

Contest #3, running from 11/01/2011 to 02/01/2012 For: PSAs - Affiliates. Prize: $100.0 gift-certificate Qualifications to receive prize: Become and executive affiliate during the contest period. Maximum number of winners: 1 Comments: must maintain EA Affiliate Status for two months. http://www.sfi4.com/9596479/FREE

Gift Certificate Give Away

I am going to give away one $25 gift certificate on SFI http://www.sfi4.com/9596479/FREE to qualify you need to join SFI and become an EA affiliate by October 31, 2011. I will award the earliest sponsored EA according to the date they become an EA Affiliate.

Sent from my iPad

Eric Wait asked us to let you know about...

Because he/she thought you might be interested, Eric Wait asked us to let you know about this TripleClicks listing:

Apple iPod touch 8 GB (4th Generation--Newest Model)
http://www.tripleclicks.com/detail.php?item=65072/9596479

Eric also added this personal note for you:

"Here is one of the great products you can purchase through #SFI"

By the way, for an overview of all the great stuff you can do at TripleClicks, check out: https://www.tripleclicks.com/member_benefits.php

Have a great day!

TripleClicks
Quick. Simple. Easy.

Sean Parker Joins Twitter, With An Apology to Zuckerberg

http://mashable.com/2011/10/03/sean-parker-twitter/?utm_source=iphoneapp&utm_medium=rss&utm_content=textlink&utm_campaign=iphoneapp

Eric Wait

Advocare
https://www.advocare.com/09102943/
Twitter
https://twitter.com/epwait
SWOM
http://swom.com/?r=180852
Facebook
http://facebook.com/epwait
SFI
http://www.sfi4.com/9596479/FREE

Rin Tin Tin: From Battlefield To Hollywood, A Story Of Friendship

I found the following story on the NPR iPad App:
http://www.npr.org/blogs/monkeysee/2011/09/24/140746523/rin-tin-tin-from-battlefield-to-hollywood-a-story-of-friendship?sc=ipad&f=1008

Rin Tin Tin: From Battlefield To Hollywood, A Story Of Friendship
by Linda Holmes

NPR - September 24, 2011

The story of how Rin Tin Tin became one of the most celebrated animals in film history is almost as Hollywood-tinged as cinema itself.

The short version: Lee Duncan, an American serviceman during World War I, found a mostly destroyed dog kennel right on the field of battle. Duncan rescued the pup who became Rin Tin Tin, brought him home to California, and later put him in the movies.

Author Susan Orlean's new book, Rin Tin Tin: The Life And The Legend, traces the history of Duncan and "Rinty," as Duncan called him, exploring both the career of a very famous dog and the relationship he shared with the owner who both adored him as a pet and turned him into a very profitable business. On Weekend Edition Saturday, Orlean talks to Scott Simon about some of what she discovered in researching this unusual partnership between a man and his dog.

It wasn't a coincidence, she says, that Duncan was the one to rescue a pup who had no one; he had spent five years in an orphanage himself as a child. Even when the same mother who had left him there came back to get him, she took him to live with her parents on an isolated property with no other kids around. He did, however, get a dog. So perhaps it's no surprise that later, on the field of battle, surrounded by the death of the war, Duncan once again got a dog.

And not just any dog, Orlean argues, but an actor — one who, in the silent era where no one could speak, was on par with human actors. She uses Clash Of The Wolves — the film Scott Simon calls "his Hamlet" — to point out that in addition to being a fine action star and athlete, Rin Tin Tin had a face that was "immensely expressive." The film required Rinty to play scenes in which his character, if it can be called that, believes himself to be leaving his pack to die. "You're really affected by the look on his face and his performance," she says.

But whatever you believe about whether a dog can act, Rin Tin Tin shared one critical quality with the human actors of his time: He could not live forever. But after he was gone, Duncan was determined to keep the legacy alive, and would give Rinty's progeny to people who told him they'd always dreamed of having a dog just like him.

The death of this particular dog set off a national response: there was a news bulletin that interrupted regular programming, and the next day, there was an hourlong broadcast about Rin Tin Tin that played across the country. What's more, rumors flew about the precise circumstances in which the dog died, perhaps even that he died in the arms of Jean Harlow. Orlean says Rin Tin Tin's death, in this way, was "just like every other Hollywood death; much legend surrounded it."

Duncan wrote a poem called "Rin Tin Tin," which captures some of what he admired so much about his dog. It's reproduced here as it appears in the original, which you will see in a photo below.

Alert and ready for my slightest word,Rin Tin Tin I so often watch you stand;Eager to serve me for that high reward-A smile, or just a light touch of my hand.

Deaf to allurements of those standing bywhen I am near, and deaf when I'm away.Forever overjoyed at my returnHowever brief or lengthy is my stay.

Believing in me always, tho I fail,Your trust you gave but once, and that to me.Your's are the qualities that men hold high,Strength and pride and love and loyalty.

Wherever led my path you'd walk my way.And gladly give your life my own to save.Enduring pain and hunger, heat and cold-And broken hearted die upon my grave.

A real unselfish love like yours, old pal,Is something I shall never know again;And I must always be a better man,Because you loved me greatly, Rin Tin Tin. [Copyright 2011 National Public Radio]

To learn more about the NPR iPad app, go to http://ipad.npr.org/recommendnprforipad

Eric Wait

https://www.advocare.com/09102943/

Foldit Gamers Solve Science Riddles In Quest To Cure Disease

Foldit Gamers Solve Science Riddles In Quest To Cure Disease
FAST COMPANY | SEPTEMBER 20, 2011
http://pulse.me/s/1LE4U


By tapping the collective power of human problem solving, this online gaming platform isn't just fun, it's making real steps in ... Read more

--
Want to read news on the go? Get Pulse, an awesome news reader for iPad, iPhone and Android. Its Free!

Eric Wait

https://www.advocare.com/09102943/

Moment from @epwait

@epwait: Every moment is as precious as someone else's moment, a smile improves both moments. http://t.co/gj8ej7i

OriginalMessage:
http://twitter.com/epwait/status/113965540418142210

Sent from HootSuite iPhone
http://hootsuite.com/iphone

Eric Wait

https://www.advocare.com/09102943/

SWOM Social Marketing at a Different Level

Super Word of Mouth is the Internet marketers dream come true. I had joined for free then noticed that it was worth the 24 a month to do a full test. The awesome part is that it regulates spammers pretty well and any links that are attached are counted against your point total you earn on the website. Points are the way it pools out your income which encourages you to carry on conversations much like Facebook. I have already pooled $1.25 cents within the first two days of my gold status. Other incentive is your online business is at the top of your profile allow it to be see by potential customers. SWOM

CNBC.com Article: US Sues 17 Major Banks Over Risky Mortgages

CNBC.com Article: US Sues 17 Major Banks Over Risky Mortgages

The US sued 17 major banks, including Bank of America, Citigroup and Goldman Sachs, over losses related to risky mortgages.

Full Story:
http://www.cnbc.com/id/44377694

------------------------------------------------
Download CNBC Real-Time from the App Store for Free and get Streaming Real-Time quotes, personalizable watchlists, breaking news and the latest videos from CNBC.
iPad users: http://m.cnbc.com/ipad
iPhone users: http://www.itunes.com/apps/cnbcreal-time

Eric Wait

https://www.advocare.com/09102943/

Regulation D Your Savings in Jeopardy.

Regulation D Is Outdated by JOSEPH · 13 COMMENTS in MISCELLANEOUS I understand the purpose of a savings account completely: they are to be used to put money into and to keep it there.  However it would be an insane idea to think that one would not have the ability to access that money with any level of ease.  The Federal Reserve however seems to think otherwise; convenience to them is not something that we as consumers should be allowed to have when it comes to accessing our money.  Let me explain. Last month I switched to a new brokerage account and transferred money from my savings to the brokerage account several times.  I also payed off a large credit card bill with money from my savings.  I also miscalculated the amount that I could transfer to my savings from my checking without leaving myself short on cash in the checking account.  I messed up, just a little bit.  I had to transfer money back from my savings to my checking to cover some basic expenses.  Pretty simple mistake to make really… I’m sure just about everyone out there has done that at some point in their life. The point is that I made several transfers from my savings to my checking account throughout the month of May, as well as a few ACH transfers from my savings to my new brokerage account.  The problem with this is – as some of you may be aware – that the Federal Reserve board has set limitations on the number of transfers you can do OUT of your savings accounts in any given month.  The limit?  Six.  Oops… I went WAY over that.  So at the end of the month I notice a fee in my account for excessive transfers.  There goes my interest for the last five months.  Naturally I called my bank (USAA) to ask them to reverse the fee.  After I asked they offered to reverse half of it, which I gladly accepted. I decided to do some research after this fiasco to learn more about the Federal Regulation that has caused me so much grief.  It’s called Regulation D and it can be found at the Fed’s Reg D site but so as to alleviate the pain that you would encounter trying to read such legal mumbo-jumbo I will paraphrase the relevant parts of Reg D…. right after I quote directly from it.

the depositor is permitted or authorized to make no more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month or statement cycle . . . to another account (including a transaction account) of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order, or instruction, and no more than three of the six such transfers may be made by check, draft, debit card, or similar order made by the depositor and payable to third parties

That part is pretty straightforward.  You (as the depositor) are not authorized to take money out of your savings account more than six times a month (either by withdrawal or transfer) unless you do so at an ATM or at one of your banks branches. Read more

Are you an Entrepreneur? Need Capital?

So as some of you readers may know I lend money through Prosper.com. While I was recently at the site reading the blog I started digging around the site and found the partners page. And found a sweet site and partner called RaiseCapital.com a site that bring investors and entrepreneurs together. Allowing you to build that business you want. Get the money you need for your business.

Come shop with me!

I just joined Blastoff Network! Now I get cash back at my favorite stores and access to great deals. Join now and follow me on Blastoff! http://www.blastoffnetwork.com/epwait

Eric Wait

https://www.advocare.com/09102943/