Gold And Oil

Are you seeing the future of gold and oil as a great investment then you should check out two ETF's that you can buy without needing a broker.

First for those of you who have no Idea what an ETF is, here is an explanation.

What are exchange-traded funds (ETFs)?

ETFs are funds that trade throughout the day over an exchange. Most ETFs track an index, such as the Standard & Poor’s 500 Index or the Philadelphia Semiconductor Index. Because they are passively managed, ETFs have low annual expenses. They are not closed-end funds, and the fund companies do not redeem shares for cash.

ETFs are generally valued at close to their net asset value (NAV), although they sometimes trade at a slight discount or premium. They have grown in popularity in recent years because they give an investor the opportunity to invest in an index or sector without exposing him to the risk of a single stock. In July 2005, there were $252.3 billion in ETFs.

If you are interested in gold this is your ETF symbol GLD this is an ETF that is 100% gold and you need not spend 900 + per ounce to buy. My suggestion buy this ETF every time it is in red and you will see some great earnings.

The oil play in ETF's symbol is USO oil with high demand has great profitability. This is not necessarily a greenpick, we are still dependent on oil, so lets take advantage of the potential for wealth building. Both these ETF's were presented on the Fast Money lesson plans

Earn Money While Testing Investing Strategy

Hey, I have mentioned the Updown a few time on my blog and thought I would share it again for all those people out there that like to dabble (dabble good word) in the stock market. The great thing about the Updown, you get to play with a million dollars (play money) and see if you can beat the S & P 500, when you do you get paid. The Updown is quite fun and you get to offer your own analysts on your stock picks and others. Go check it out it is free to join just click on the Updown button and you can sign up.

Affordable Advertising

If you are someone looking for way to advertise and you have a small budget then you might want to try ADEngage.com. It is very easy to use and the price is right, I have been able to run weekly ads for as little as $20.00 a week and you can set it up as a continuous campaign or even a short run if your Ad budget is low for the month.

Above just below the Google search is an a ADEngage.com ad I have set up for a minimum $4.00 a week, an even more affordable advertising campaign, exclusive on my blog. For just $4.00 a week you can run ads through my blog run it weekly as you need it or set it for automatic renewal give it a try, It's easy to use.

If you are trying to monetize you blog or website try using ADEngage.com

I hope this is helpful for my readers and for people new to my blog. I try to find great deals and money saving and wealth building information. If you have a great site of fantastic information please share it by commenting.

Prosper Experiment Jan, 23

Here is my latest winning bid, that is pending review.

Investment House Homeinvestor74

$14,000.00 @ 10.50% AA credit grade 30% DTI

100% funded 348 bids

Ended Pending review

I still have another bid that is still available to bid on. That one I actually had to bid a second time because I was out bid and it is possible I may be out bid again. That is good for the person who wants the loan because it lowers the interest rate for the borrower. The original bid I place was for $50 @ 12.00% interest this was out bid and the new interest to bid at is 10.50%.

Reinvest in Prosper SJM10011a

$15,000.00 @ 10.50% AA credit grade 3% DTI

100% funded 344 bids

2 days

Reinvest in Prosper SJM10011a

$15,000.00 @ 10.50% AA credit grade 3% DTI

100% funded 344 bids

2 days

Outbid @ 12.00% Manual bid

Top News Stories

Todays top news headlines

Get Rich Slowly

I was reading January's issue of Money Magazine. The article "The Future of your Money is Here", was great. The article was about 28 sites to manage and spend your money wisely. The site that I was most impressed by was GetRichSlowly.org go visit it right now.

Here are the other sites to visit and use at your leisure. Personal Finance: Moneycenter.yodlee.com GetRichSlowly.org CNNMoney.com ConsumerismCommentary.com SavingAdvice.com

Cars: ConsumerReports.org Edmunds.com CarDeals.org

Investing: Pimco.com LeggMason.com EfficientFrontier.com DieHards.org

This is my suggestion to the investing section Sharebuilder.com

Networking: Facebook.com LinkedIn.com another shameless choice of mine Yuwie.com

Shopping bargains search SlickDeals.net FatWallet.com

buyer reviews Amazon.com to compare prices PriceGrabber.com Real Estate Trulia.com Zillow.com

check out the neighborhood Outside.in GreatSchools.net lay of the land Maps.Live.com Maps.google.com

Walkscore.com All these site are great places to research and learn more about investing or shopping be it real estate or cars or anything.

Prosper Experiment Jan 18th

Say Goodbye to LEASING! luvtogarden

$13,000.00 @ 16.00% AA credit grade 12% DTI

79% funded 101 bids

3 days

The bid will be finished within three days so we will see what happens.

Yesterday this bid was canceled by Prosper because the income of the borrower could not be verified so I received my $50 dollar bid back and will bid on a new loan.

Dear Eric,

You were a winning bidder on:

Listing title: Say Goodbye to LEASING! Listing number: 264986 Listing created: Jan-14-2008 9:03 AM

However, this listing was cancelled during a pre-funding review for one or more of the following reasons:

• Income could not be verified.

The funds in the amount of your bid have been returned to your Prosper account, available for further bidding.

We apologize for the inconvenience. Thank you for your understanding.

Sincerely, Prosper

This will be my new bid:

Investment House Homeinvestor74

$14,000.00 @ 12.74% AA credit grade 31% DTI

74% funded 165 bids

4 days

Prosper Experiment

I lost my bid on:

RELIST -Paying off Credit Cards! RninDebt

$9,500.00 @ 13.20% AA credit grade 27% DTI

100% funded 150 bids

2 days

$50.00 @ 11.00% Manual bid

I was out bid on this loan my bid was $50 @ 11.00% someone at Prosper out bid me. Now I went and started a new bid.

Say Goodbye to LEASING! luvtogarden

$13,000.00 @ 16.00% AA credit grade 12% DTI

79% funded 101 bids

3 days

The bid will be finished within three days so we will see what happens.

My other bid was successful so now we wait for the review of that bid was, once the review is settled I will wait for my first payback of the loan.

upgrade kitchen cas157oc02

$10,000.00 @ 10.50% AA credit grade 25% DTI

100% funded 235 bids

Ended Pending review

Bio Fuels, The Enviromental Blog

When you are doing your research on stocks and looking for great green investments be sure to look for companies that are building or using the land we currently have to produce biofuels. Our enviroment is as important as you personal wealth with an awareness to your environment you will instill a future of wealth for generations to come.

clipped from www.theenvironmentalblog.org BioFuels may do More Harm Than Good According to the Royal Society and the European Union, unless strict rules are imposed on how biofuels are grown, biofuels have the potential to do more harm than good. Biofuels have the potential to reduce greenhouse gases, however, the devastation to forest lands to clear way for agricultural farming could do more harm to the environment.

Sharing My Prosper Bids: Experiment

I recently bid on two more loans and I thought it would be fun to share those loans and how well they are doing or may not be doing. I really enjoy what you can do with Prosper and I want to be able to show every one how it works.

I want to share the success and failures that may happen while investing in this type of program. Below are my most recently won bids, as I go I will share new bids and the returns I receive on at least ten bids in the next few months.

I will be receiving the first payment on these loans next month and we will see what happens.

clipped from www.prosper.com Bids Transfer Funds Summary | Portfolio Plans | Bids | Standing Orders | Loans Active Listing Bids Title / Borrower Amount @ Rate Grade / DTI % Funded / Total bids Time left Bid amt @ Rate / Bid type Status upgrade kitchen cas157oc02 $10,000.00 @ 10.50% AA credit grade 25% DTI 100% funded 176 bids 1 day $52.00 @ 9.00% Manual bid RELIST -Paying off Credit Cards! RninDebt $9,500.00 @ 13.20% AA credit grade 27% DTI 100% funded 150 bids 2 days $50.00 @ 11.00% Manual bid 2 bids on active or pending review listings