Do well by doing good

Below is an email I received from Prosper, and I agree with is whole heartedly. I love 'It's a Wonderful life'.

As financial institutions continue to tighten credit guidelines and restrict credit, it is becoming more and more difficult for people to get a personal loan in many states. Where can they go for relief?

People Helping People They can come to Prosper. Prosper takes us back to a time when helping your neighbor was the cornerstone of community. People looking for personal loans can now go to a new community--Prosper--and appeal to the George Bailey of It's a Wonderful Life in all of us. Just people helping people...and all without a bank.

With the new lending and deposit landscape, people can now use P2P lending to bridge many of the gaps between large banks and Main Street. And people-to-people lending adds new checks and balances to the few powerful banks that remain by giving everyone a new choice. People's sense of "doing well by doing good" will become more important than ever to ensure that tomorrow's entrepreneurs, students, and homeowners aren't paying the price for today's market downturn.

If you have some extra cash or idle money sitting on Prosper, revisit the site and see if you can help out someone in the community. And why not tell your friends about helping others out through Prosper--suggest they become a lender. It can be a rewarding experience.

It's nice to know there's still a little bit of Bedford Falls out there.

Prosper: Let's bank on each other.

Regards, Prosper